Drive With Tesla to Save on Insurance

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Drive With Tesla to Save on Insurance - Image for illustration purposes only
02-04-2025motortrend
Tesla's Full Self-Driving (FSD) software is a topic that sparks a lot of debate. While its beta version is still incomplete and raises safety concerns, it's an essential component of Tesla's goal to gather real-world driving data.

The Data Drive


- Tesla's Need: Users contribute to the improvement of FSD by providing valuable real-world data.
- Comparison: Unlike Tesla, traditional automakers usually collect data in controlled environments.

The Insurance Incentive


Tesla has introduced an interesting perk within its insurance offering to promote FSD usage:
- Discount Details: You could get up to a 10% reduction on your premiums.
- Usage Requirement: FSD needs to be active for more than 50% of your monthly driving miles.
- Eligibility: This offer is currently only available in Texas and Arizona, and some restrictions on coverage may apply.

Fine Print


- Non-Trial Requirement: You must purchase or subscribe to the full version of FSD; trial versions aren't eligible.
- Partial Discount: The discount only applies to certain types of coverage, not on the entire premium amount.

A Counterintuitive Approach


While Tesla claims that FSD is safe:
- Our Findings: The system has made errors that can be quite dangerous.
- Test Experience: It's essential to maintain vigilant oversight when using FSD.

Tesla's insurance discount indicates a broader strategy—a commitment to promoting FSD adoption while sharing testing responsibilities with users, even in light of the potential risks involved.

Summary


Tesla's insurance discount incentivizes the use of FSD, even though it's not without its flaws. This approach highlights Tesla's ambition to gather more data while also distributing the responsibility of testing the technology. Always exercise caution and familiarize yourself with all terms and conditions before taking advantage of this offer.

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